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Archive for January, 2014

Home » January 2014

Divorce

A time of change Whether it comes as a sudden shock or more gradually, divorce and separation brings emotional upheaval to people, and challenging issues with finances and property.  With an expected one in three marriages ending in divorce it is a challenge many people face. And the need to start again applies equally to people in de facto and long-term relationships. Where there are children, considerations such as meeting their future education needs, health care and other expenses, as well as the cost ... Read more

How to beat the chemistry of online overspending

How to beat the chemistry of online overspending Dopamine is a chemical neurotransmitter that helps control the brain’s reward and pleasure centres. In other words, you feel a rush of dopamine in response to pleasurable activities like say food or shopping. But the flipside of this chemistry can prove a real financial problem. Say you’ve come home from work after a long and unrewarding day, feeling sluggish and depressed. In this dopamine-deprived state, many people reach for their credit card for some ... Read more

Redundancy

As the mining boom slows and many Australian businesses struggle to remain competitive in a global market, cost cutting and retrenchments have become a normal part of being in the workforce. Being made redundant is never an easy, but if it’s handled well it can be financially and personally rewarding. Australia’s unemployment rate edged up to 5.8 per cent in August and is forecast to reach 6.2 per cent in 2014. In a tough economic environment, even well established businesses are cutting ... Read more